Looking for a Fintech / Finance Alternative?
Meet Actual
Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional automatic synchronization with many banks.
See how much you could save by switching from Fintech / Finance to Actual
Average Fintech / Finance pricing is ~$15/user/month
5-Year Projected Savings
$0
Ready to Switch?
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Fintech / Finance vs Actual: Feature Comparison
| Feature | Fintech / Finance Paid SaaS | Actual Open Source |
|---|---|---|
| Monthly Cost | Per-user pricing | Free (hosting only) |
| Data Ownership | ||
| Privacy Control | ||
| Self-Hosted Option | ||
| No Vendor Lock-in | ||
| Source Code Access | ||
| Customizable | Limited | Fully |
| Automatic Updates | Manual | |
| Managed Infrastructure | ||
| Official Support | Community |
Why Switch from Fintech / Finance to Actual?
Complete Data Ownership
Your data stays on your servers. No third-party access, no data mining, and full compliance with privacy regulations like GDPR and HIPAA.
No Per-User Pricing
Pay only for hosting (~$5-20/month), regardless of team size. Add unlimited users without increasing your costs.
Full Customization
Access the source code and customize Actual to fit your exact workflow. No feature limitations or paywalls.
No Vendor Lock-in
Export your data anytime. Move between hosting providers freely. Your business isn't dependent on a single vendor.
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